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Payment TypesUpdated 6 months ago

We accept the following cards in payment for purchases made online: MasterCard, Visa, Visa Delta, Maestro, Solo and Visa Electron.

Payment will be taken from your credit or debit card as soon as you have placed your order. Our checkout page uses an SSL certificate to secure all payment information. We use Stripe to process all payments, we do not record any payment data on our website.

Choose Klarna at checkout and pay for your order 30 days after it's been shipped, or in 3 instalments. Same price, just more time to pay!***

Klarna Pay in 3 allows you to spread the cost of your purchase into 3 interest-free instalments. There is a minimum spend of £35, and the first payment is made at the point of purchase, with remaining instalments scheduled automatically every 30 days. No interest or fees. 

Pay Later in 30 Days with Klarna is a payment method which allows you to buy now and pay later, meaning you only have to pay for the items that you keep. This gives you extra flexibility when paying for your order as you're able to pay within 30 days. If you choose to pay using Pay Later with Klarna, please remember to spend responsibly – sometimes, delaying or splitting up payments might not always be the best option. 

Klarna’s Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Late fees may apply. Ts&Cs apply https://www.klarna.com/uk/terms-and-conditions/

We also accept PayPal for online payments. Certain customers will be eligible to use PayPal's Buy now, pay later offers including 0% interest for 4 months on all purchases of £99** and Pay in 3, enjoy the power to split your purchase into three interest-free payments, with no set up fees or charges.* 

* Subject to status. Terms and Conditions apply. UK residents only. Late fees apply. PayPal is a responsible lender. Pay in 3 performance may influence your credit score. *

* The minimum payment due still applies to 0% offer balances. Any remaining balance due after the 4-month promotional period or any transactions under £99 will be charged interest at 21.9% p.a. (variable). In order to maintain the 0% offer, you need to keep up monthly repayments and stay within your credit limit. Credit subject to status. Terms and conditions apply. UK residents only. PayPal Credit is a trading name of PayPal (Europe) S.à r.l. et Cie, S.C.A. Société en Commandite par Actions Registered Office: 22-24 Boulevard Royal L-2449, Luxembourg RCS Luxembourg B 118 349. Deemed authorised and regulated by the Financial Conduct Authority. The nature and extent of consumer protections may differ from those for firms based in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website. 

***Joma Jewellery Ltd is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Klarna's Pay in 3 instalments and Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders.

 

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